Warning! Read This Before Consolidating Your Credit Cards

Whitney Sparks "A Fearless Heart"

People often come to Greg and I to ask if they should consolidate their credit cards.  So, I thought that I would share our experience with debt consolidation and then let you come to your own conclusion.  Keep reading because what I have to say might just change your mind before you decide to consolidate. DEBT CONSOLIDATION… means that you … Read More

Speaking Topics

Whitney Sparks "A Fearless Heart"

If you have been following me for a while, then you know that I LOVE to talk!  There is just no denying it when you meet with me one-on-one.  God has definitely given me an ability to (let’s say) carry on a conversation.  Here are a few topics that I have spoken about before.  If there is a particular topic … Read More

Are You Prepared?

Photo courtesy of www.sxc.hu

Yesterday while listening to The Dave Ramsey Show my heart was breaking for a situation concerning an elderly woman. A relative was calling in to tell Dave about the tragic situation.  It went a little something like this… Husband passed away, leaving the wife alone. They racked up around $93,000 in credit card debt which was used for medical and … Read More

Why It’s Important to Teach Your Kids About Money

Coins Whitney Sparks Finance Coach

Do you sit your kids down and talk to them about money?  I can honestly tell you that as a parent there are few times that we even “sit down”.  As the mother of a six-year-old and a three-year-old, I am often too nervous to bring up any topic afraid of where the conversation might lead.  Especially when I am … Read More