We’re Debt Free! How Our Family Eliminated Debt Completely

Wow!  There is no topic that I love talking more about than debt, except for budgets. Our family is debt free, with the exception of our house, and it feels so good.  We are currently looking at refinancing our home and hope to have it paid for in 12 years or less.  That will be the best feeling of all! … Read More

Organizing My Kid’s Rooms On a Budget

So something you may not know about us is that we live in a  1330 sq. ft. house.  What this means is that I have to keep us downsized every summer.  It’s really not a big deal, but as soon as school lets out I start cleaning, selling, and throwing away. This year, I decided to put the boys together … Read More

It’s That Time of Year…Back 2 School Shopping

I know.  I know.  It’s that time of year.  I am actually grateful that I only have 2 children when it comes to back to school shopping.  Even though I have a small family, I still love saving money.  So, I’m taking my oldest son, Eli, out this weekend to do just that.  Here’s where I’m starting… Backpacks and Lunckits … Read More

Warning! Read This Before Consolidating Your Credit Cards

Whitney Sparks "A Fearless Heart"

People often come to Greg and I to ask if they should consolidate their credit cards.  So, I thought that I would share our experience with debt consolidation and then let you come to your own conclusion.  Keep reading because what I have to say might just change your mind before you decide to consolidate. DEBT CONSOLIDATION… means that you … Read More

Do Not Purchase a House Until You Can Say YES to These 6 Things

Whitney Sparks "A Fearless Heart"

I have been asked by a renter how we knew that it was time to become a house owner.  So I thought I would answer this question as a post since there may be several people wondering when is the right time to make that transition from rent to own. We felt like as soon as we started creating a family that the … Read More