Organizing My Kid’s Rooms On a Budget

So something you may not know about us is that we live in a  1330 sq. ft. house.  What this means is that I have to keep us downsized every summer.  It’s really not a big deal, but as soon as school lets out I start cleaning, selling, and throwing away. This year, I decided to put the boys together … Read More

Warning! Read This Before Consolidating Your Credit Cards

Whitney Sparks "A Fearless Heart"

People often come to Greg and I to ask if they should consolidate their credit cards.  So, I thought that I would share our experience with debt consolidation and then let you come to your own conclusion.  Keep reading because what I have to say might just change your mind before you decide to consolidate. DEBT CONSOLIDATION… means that you … Read More

How We Went From OverSpending to Savvy Saving

Greg and I learned really quickly that we needed to change our poor money habits.  We were tired of being so panicked about money (or the lack thereof) and causing overdraft fees that we knew something needed to change. I always hated those moments when I would overspend by $3 and have to pay a $32 overdraft fee.  That was … Read More

Ways to Save on Valentine’s Day

Love is in the air!  Can’t you just feel it?  Doesn’t this time of year just make you all oozy inside?   Well, just because you’re spending all of your time with the one you love doesn’t mean that you have to spend all of your hard-earned cash.   Here are some simple ways to say “I Love You” without … Read More

Ways to Make Money

I have often been asked how to find extra cash during either a hard financial time, when a mom chooses to stay home, or just to pay down debt quickly. Here are some things that I have tried and would recommend to others.  Feel free to add to my list! Part-Time Jobs I once had a part-time job that I … Read More