Do Not Purchase a House Until You Can Say YES to These 6 Things

Whitney Sparks "A Fearless Heart"

I have been asked by a renter how we knew that it was time to become a house owner.  So I thought I would answer this question as a post since there may be several people wondering when is the right time to make that transition from rent to own. We felt like as soon as we started creating a family that the … Read More

How To Afford House Repairs When You’re Broke

If you’ve been keeping up with my posts lately, then you know that Greg and I have been working on our house after all this flooding in Texas destroyed our carpet. The best feeling was to throw that carpet outside, but then you’re left with this thought of “What do we do next?” Unfortunately, our carpet was not the only … Read More

How Do I Know When I’m Ready to Buy a House?

Whitney Sparks "A Fearless Heart"

I have heard many people talk about the possibility of buying a home so I thought this might be a good time to tell you what little I know about purchasing a house.  I am telling you some of these things to help you prevent the mistakes that Greg and I made.  Although, it’s hard for me to say that … Read More

Is Renting Really So Bad?

Whitney Sparks "A Fearless Heart"

Today as I was hanging up my laundry, I was thinking back to the days when all my laundry was done in a laundromat.  Greg and I rented an apartment several years before buying a house.   Then I started thinking…was it really so horrible to rent?   AMERICAN DREAM   I think we all get really caught up in … Read More

“To Refinance or Not To Refinance?” That is the Question!

Whitney Sparks "A Fearless Heart"

Okay, let me just say before I get started that this is not a picture of our house.  Wish it were, but it’s not.   Actually I really enjoy our house, but I would just enjoy it more if it were paid off!  So, that’s where I’m at today.   We are trying to decide whether or not we should … Read More