Why Seeing is Not Always Believing in the Financial World

Whitney Sparks "A Fearless Heart"

Do you find yourself comparing your financial situation to that of your friends?  Do you wish you had what they had?  Do you get tired of always feeling so broke when everybody around you has so much cool stuff? Well, let me fill you in on a little secret.  Just because people look like they have it all together financially … Read More

“Oh, No! Our Emergency Fund Has Depleted! What Are We Going to Do?”

Whitney Sparks "A Fearless Heart"

First of all, take a deep breath and just relax!  Remember that an emergency fund is used for emergencies. DEFINITION OF DEPLETE According to www.dictionary.com the word “deplete” means to decrease seriously or exhaust the abundant supply of. HOW DOES THIS APPLY TO MY LIFE I can say that we have been down this road many times.  I always tell … Read More

Five Quick & Easy Ways to Build an Emergency Fund

Whitney Sparks Finance Coach

So now that you already know what an emergency fund is and the purpose it serves, you are probably wondering how you can build up this fund quickly.  Good question.  I know just the answer.  The reason I know the answer so well is because we have had many instances where we had a nice emergency fund set aside and … Read More