5 Easy Ways to Help you Set Financial Goals

Whitney Sparks "A Fearless Heart"

Do you set goals for your life?  I am not much of a goal setter, but after reading books like Platform and Entreleadership I’m getting better at telling myself that goals are great.  Setting goals gives you something to work towards and when you have accomplished a goal you feel absolutely amazing.


Here are some ways that I came up with to help you set some financial goals for this upcoming fiscal year.  Please feel free to add to my list if you think I left something off.


Always put your goals in writing.  Be strategic in how you write them out.  Don’t just jot something down on paper late at night.  Really search your heart and spend time in prayer thinking about what your goals really are.


The great thing about having it written on paper is that you have something to go back to and look at.  Then you can see what you have accomplished.  What a great feeling!


If you are new to goal setting (like me) then start by making it simple.  Your goals don’t have to be anything big and elaborate.  They are your goals.  You’re not writing to an audience that you have to try and impress.


If you start off making it too difficult you will probably give up the idea completely.  If things are seeming too hard and you get overwhelmed, than just put it down for a few hours and come back to it later.  Sometimes my problem is that I just don’t know where to start.  Once I let it go and think about it for a few days then all these ideas start flooding my mind.


I’ve been reading the book Boys Should Be Boys by Dr. Meg Meeker.  In the book she talks about how when children are little we love listening to them use their imagination and make up these big, elaborate stories.


Things change when they grow up.  We often dash their dreams telling them that they need to quit daydreaming and get back to work.  We make them focus on the things that we deem important and not what they see as a child.


So, even as a adult you can maintain this idea of dreaming big.  So what if it seems too far-fetched to be real.  It’s your goals…your dreams.


Keep the focus.  Don’t get side-tracked from your goals.  When I write a goal down I always have to hang it up somewhere so that I can see it.  If I can’t see it, then I for sure will not follow through with it.


Hit the target by staying on the track.


What do you want to accomplish today financially?  Maybe you’re tired of having overdrafts so you want to do something today to change that.


What can you do this week to help pay all of your bills on time?  How can you better prepare yourself for emergencies when they appear?


Set a goal and stick with it.  The best goal we ever set for ourselves was when we said “We will be debt free this year!”.  We worked hard, but we accomplished that goal and you can accomplish yours as well.

Please share a financial goal that you are going to set for yourself?  Tell us how you were able to meet that goal.



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