I have often been asked how to find extra cash during either a hard financial time, when a mom chooses to stay home, or just to pay down debt quickly.
Here are some things that I have tried and would recommend to others. Feel free to add to my list!
I once had a part-time job that I loved and was allowed to bring my child with me which saved on babysitting. It never hurts to ask if you could do the same! I even have a realtor friend who was able to take her infant to work until she was able to start daycare.
I have also subbed and tutored in schools to make money. This worked well for me because I hold a teaching certificate but the pay may not be worth it in your area.
Another thing that I have done and enjoyed is using my talent of playing the piano to make money. Although, I don’t believe in getting paid to play for other churches I have played for weddings and funerals when asked and made good money. What talent do you have that would help you make a little extra cash?
In order to pay down some medical bills, my husband worked part-time at Pizza Hut. I don’t recommend this unless you have a very strong family unit and you consider it to be a temporary job. Working two jobs is really hard on a family.
My sister-in-law has introduced me to taking surveys. I am currently working with I-Say and LOVE IT! I thought I would also scan my purchases by using National Consumer Panel and didn’t realize how much time it takes. I wound up sending all of the equipment back. I am always getting request for Valued Opinions and Survey Scout but wasn’t very impressed. I wasn’t able to build up my points as quickly as with I-Say.
Something else I have done in the past is sell items on E-Bay. Unfortunately, I was never very good at figuring up the shipping and usually just broke even. My mom, on the other hand, is great at finding items to put on E-Bay. She always knew what was really hot. Once she paid $5 for a Chatty Cathy doll at a garage sale and was able to make $325 on E-Bay. Not bad:)
One thing that I tell everyone, is that I don’t believe in paying for work. If a company is asking you to put money up front, you really need to do your research to make sure that it is worth the investment. It doesn’t matter if it’s $100 or $1,000 – money is money. When I quit working full-time to stay home, I thought I would invest in a multi-level marketing program and I regretted every minute of it. I actually MADE more money spending my time using coupons and saving money at the store than I did with this program. Be smart – it’s your money!
What other things have you done to make money on the side? Please share…